Privacy policy
# Privacy Policy
**คำนวณเงินกู้: Loan Calc**
**Last Updated: June 29, 2026**
This Privacy Policy describes how **คำนวณเงินกู้: Loan Calc** ("we," "our," or "the App") handles information when you use our mobile application. We are committed to protecting your privacy.
## 1. About the App
**คำนวณเงินกู้: Loan Calc** is a free loan guidance and education application. The App provides loan calculators, educational resources, and general financial literacy content. We are **NOT** a bank, financial institution, lender, or loan provider. We do not offer, facilitate, or process any loans, credit, or financial services.
## 2. Information We Collect
We do **NOT** collect, store, or transmit any personal information. All data you enter into the App, including income figures, loan amounts, interest rates, and questionnaire responses, is stored locally on your device only and is never sent to any server.
Specifically:
* We do **NOT** collect your name, email address, phone number, or any personal identifiers.
* We do **NOT** collect financial information such as bank account details, credit card numbers, or credit scores.
* We do **NOT** require account registration or login.
* We do **NOT** access your contacts, camera, microphone, or location.
* All calculations are performed locally on your device.
## 3. Local Storage
The App may use local storage (SharedPreferences) on your device to save your preferences such as onboarding completion status. This data remains on your device and is never transmitted to us or any third party. You can clear this data at any time by clearing the App's data or uninstalling the App.
## 4. Third-Party Services
The App may include third-party advertising services, such as Google AdMob, which may collect certain information as described in their respective privacy policies. We recommend reviewing the following:
Google AdMob Privacy Policy: https://policies.google.com/privacy
These third-party services may collect:
* Device identifiers (Advertising ID)
* IP address
* General device information (device model, operating system version)
* Ad interaction data
You can opt out of personalized advertising through your device settings.
## 5. Children's Privacy
The App is not intended for use by children under the age of 13. We do not knowingly collect any information from children under 13.
## 6. Data Security
Since we do not collect or store any personal data on our servers, there is no risk of your personal data being compromised from our end. All information entered in the App remains on your device.
## 7. Disclaimer
The App provides general educational content and loan calculation tools for informational purposes only. The information provided should not be considered as financial advice, lending offers, or recommendations. Always consult a certified financial advisor or your bank before making any financial decisions. Interest rates, eligibility criteria, and loan terms shown in the App are approximate and for educational reference only.
## 8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be reflected with an updated **"Last Updated"** date at the top of this policy. We encourage you to review this Privacy Policy periodically.
## 9. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
**Email:** [dhameliyajigneshkumar@gmail.com](mailto:dhameliyajigneshkumar@gmail.com)